A national survey found that when credit card holders asked for a lower interest rate or wanted late fees waived, they often got exactly what they wanted. "About 80 percent of people who asked to have an annual fee waived or lowered got it". 87% of credit cardholders who asked for a late fee waiver were successful and 69% who requested a lower interest rate received one, according to a new CreditCards.com report.
"You certainly wouldn't get a late fee waived every time you ask for it, and certainly not if it's your third or fourth time in the last couple of years", Creditcards.com's Matt Shultz told WTOP.
In fact, almost 9 in 10 cardholders (89%) received a higher credit limit when they asked their credit card issuer. Older millennials were actually more likely to ask for a higher limit overall, as well as receive one.
Draymond scores season-high 23 points in 114-100 win over Sacramento
Sacramento Kings Lineups: PG Darren Collison , SG Arron Afflalo, SF Buddy Hield , PF Skal Labissiere, C Willie Cauley-Stein. Golden State finished with 37 assists, a franchise-record 44th time this season the Warriors have had 30 or more in a game.
He said if you are facing issues with your chip card when you pay to "take the time, call the 1-800 number on the back of your card and get that replaced as soon as you can".
Interest rates are now at their highest point since CreditCards.com began tracking rates in mid-2007. So that's an 82% success rate.
"People would be stunned at how successful you could be at these requests". The worst thing the issuer can say is "no", and a short phone call could end up saving you hundreds of dollars.
Airbnb goes all guns blazing in China, changes local name to 'Aibiying'
China is a huge market and the world's most populated country, yet USA -based Airbnb didn't show much interest in China in the past.
"The credit card companies are willing to deal and negotiate because it's such a competitive marketplace", said Schulz.
You can find more information about the report here. However, if you have a bill well into the thousands or your tax bill is pushing the maximum credit limit on your card, your credit score will be affected because your credit utilization ratio will rise.
So far, American Express, U.S. Bank and several regional banks have also matched the Fed's rate change.
Will Oakland kick the Raiders out of the Coliseum?
Here's my take on the Raiders, and a certain other National Football League team that knows exactly what it's doing to its fans. Foster also had 124 combined tackles, one sack, and three defended passes. "They simply want to keep the team in Buffalo".